Coeur d'Alene Home Loans & Mortgages
Your trusted mortgage partner in North Idaho. Serving Coeur d'Alene, Post Falls, and Kootenai County with personalized home financing solutions.
Why Choose Q Home Loans in Coeur d'Alene?
Local Reputation
North Idaho agents respect our pre-approvals; your offer wins more often.
Local Underwriting & Processing
Your file stays here. No sending off to call centers or distant offices.
Deep North Idaho Roots
Serving from downtown CDA to Post Falls. We know the lakefront market.
Home Loan Options in Coeur d'Alene
We offer a full range of mortgage products to help Coeur d'Alene homebuyers achieve their goals. All loans subject to underwriting approval.
Conventional
Flexible terms for qualified borrowers
FHA Loans
Government-backed loans with flexible credit requirements
VA Loans
Exclusive benefits for veterans and service members
USDA Loans
Zero down payment for eligible rural properties
Jumbo Loans
Financing for luxury and high-value properties
Popular Coeur d'Alene Neighborhoods
Discover North Idaho's premier neighborhoods — from the lakefront luxury of Hayden to the mountain retreats of Fernan and the family-friendly communities of Dalton Gardens.
Click any neighborhood below to see details
Downtown CDA
Urban living with walkability to restaurants and lake
Hayden Lake
Prestigious lakefront area with luxury homes and privacy
Post Falls
Affordable alternative with good schools and amenities
Riverstone
Master-planned community with parks, trails, and shopping
Sanders Beach
Lakefront community with beach access and resort lifestyle
Ready to explore homes in Coeur d'Alene? Our local team knows every neighborhood.
Find Your Coeur d'Alene HomeChoose Your Loan Officer to Get Started
Our experienced team of 2 mortgage professionals is ready to help you achieve homeownership in Coeur d'Alene
Why Choose Q Home Loans in Coeur d'Alene?
Local Expertise
Our Coeur d'Alene team has deep roots in North Idaho and understands the local housing market inside and out. We know the neighborhoods, schools, and what makes Coeur d'Alene special.
Fast Pre-Approvals
Get pre-approved in as little as 24 hours. In Coeur d'Alene's competitive market, a quick pre-approval can make the difference in securing your dream home.
Personalized Service
Work directly with your dedicated loan officer throughout the entire process. No call centers, no runaround—just personalized service from people who care.
Competitive Rates
Access to competitive rates and a wide range of loan programs including FHA, VA, USDA, Conventional, Jumbo, and more. We shop the market to find you the best deal.
Visit Our Coeur d'Alene Office
Stop by our downtown Coeur d'Alene location or give us a call to discuss your home financing needs
Why We Love Coeur d'Alene ▼
In Coeur d'Alene's dynamic real estate market, having a lender with a strong local reputation and deep community ties makes all the difference. We've helped hundreds of families in neighborhoods like Sanders Beach, Riverstone, and Hayden Lake secure financing that fits their unique needs—from first-time buyers to seasoned investors. Our team understands the nuances of Kootenai County's market, from lakefront properties to mountain retreats.
Whether you're drawn to the waterfront lifestyle of Lake Coeur d'Alene or the master-planned community of Riverstone, Q Home Loans brings local expertise and personalized service to every transaction. We work with buyers across all price points and property types, offering conventional loans, FHA financing, VA benefits, jumbo mortgages, and specialized programs like DSCR for investors.
Our Coeur d'Alene branch is committed to transparent communication, competitive rates, and a seamless closing experience. Unlike big-box lenders with 800-numbers and generic service, we provide hands-on guidance from application to closing—ensuring your offer stands out in this competitive market.
Ready to Buy Your Coeur d'Alene Home?
Let our Coeur d'Alene team guide you through the home financing process. Get started with a free consultation today.